AI-powered expense tracking - coming soon

AI-Powered Family
Expense Tracker

Speak expenses in Urdu, Roman Urdu, or English. Family Kharcha uses AI-style automation to help log spending faster, organize categories, surface insights, and keep the whole household budget in sync.

Explore features
Free to start No credit card required Secure & private
Family Kharcha Dashboard — monthly budget overview

Launching soon

We're putting the finishing touches on Family Kharcha — be among the first families when we launch.

Get notified at launch

AI-powered family finance

Smarter expense tracking for the whole family

AI-assisted flows, voice-first logging, and smart spending intelligence wrapped in a simple interface every family member can use.

Family Groups

Create and manage family groups. Add members, set roles, and collaborate on budgets — all in one place.

Budget Allocation

Admins can allocate monthly funds to each family member, giving everyone a clear budget to work with.

AI Voice Expense Logging

Say an expense in Urdu, Roman Urdu, or English and let the app turn it into a clean expense entry.

AI Spending Insights

Spot trends, understand budget usage, and get smarter summaries of where the household money is going.

Smart Categorization

Organize groceries, bills, transport, rent, school, and daily kharcha into clean categories faster.

Role-Based Access

Admins manage budgets and members. Regular members track their own spending. Everyone gets the right view.

Simple Setup

Get started in minutes

No financial expertise required. Set up your family, speak or type expenses, and let smart workflows do the heavy lifting.

1

Create Your Family

Sign up and create a family group. Give it a name, pick your currency, and you're ready to go.

2

Invite Members

Add family members via email or phone. They get an invite, accept it, and join the family group instantly.

3

Speak, Track & Allocate

Allocate monthly budgets, use AI-assisted voice capture for expenses, and review smart spending insights together.

Sneak peek

AI-assisted flows, built beautifully

A first look at the new wallet dashboard, voice expense capture, all-expenses view, and spending intelligence.

AI voice expense logging in Urdu, Roman Urdu, or English

AI Voice Expense

Speak Urdu, Roman Urdu, or English

Family wallet dashboard with budget balance and quick actions

Family Dashboard

Wallet balance at a glance

All expenses screen with search, filters, and smart categories

All Expenses

Search, filters, and categories

AI spending insights with monthly trend and budget usage

AI Spending Insights

Trends and budget intelligence

Family and personal wallet spaces

Wallet Spaces

Personal and family money views

Manual add expense form with smart categories

Smart Manual Entry

Fast form with category chips

Pricing

Pricing coming soon

We're designing plans that are fair and simple for families. Prices and tiers will be announced at launch.

Learn more about pricing →
Built for families

AI-powered, but still simple for real households

Family Kharcha helps parents allocate monthly budgets, members track spending with voice or manual entry, and everyone stay aligned through smart insights - without complicated spreadsheets or awkward money conversations.

AI family finance made simple

An AI expense tracker for everyday household budgets

Family Kharcha is built for people searching for an AI budget app that works for the whole family. Instead of managing shared spending in chats or spreadsheets, you can speak expenses, use smart categories, assign budgets, and see AI-style insights into where the money went each month.

For parents

Set monthly limits, allocate funds to family members, and keep household spending organized with smarter signals.

For families in Pakistan

Track rupee-based expenses, household kharcha, groceries, bills, transport, and daily spending by voice or manual entry.

For shared budgets

Bring everyone into one AI-assisted budget tracker so each member can understand their spending.

For monthly reports

Review expense categories, member activity, budget progress, and spending intelligence from one simple dashboard.

Frequently asked questions

Family Kharcha

AI-powered budgeting, coming soon

Family Kharcha is launching on Android and iOS with voice expense capture, smart categories, and spending intelligence for families.

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