Add expenses by voice.
Speak an expense in Urdu, Roman Urdu, or English. Review the amount, description, and suggested category before saving it.
Track daily and monthly ghar kharcha in one shared household budget. Add an expense by speaking in Urdu, Roman Urdu, or English, then review spending by category and family member.
✓ Urdu, Roman Urdu & English
✓ Shared family access
✓ No bank login required
✓ Choose your currency
Family Kharcha keeps groceries, utility bills, school costs, transport, rent, and everyday purchases in one shared expense history.
Speak an expense in Urdu, Roman Urdu, or English. Review the amount, description, and suggested category before saving it.
Give each family member access. Every expense lands in one shared household timeline.
Compare expense categories, member activity, and budget usage from the family dashboard.
The family admin can allocate budgets and manage members. Each member can add expenses and see the information available to their role.


Name your household and choose your currency.
Everyone joins with their own secure access.
Your shared money picture becomes clear.
Record fixed bills and daily purchases in the same family budget.
Keep rent, electricity, gas, internet, mobile, and maintenance payments in the correct month and category.
Record food, transport, medicine, meals, and small purchases before they are forgotten.
Track fees, books, clothing, healthcare, and expenses paid by different family members.
Monthly kharcha is the total household spending paid during a month. It can include rent, groceries, school fees, transport, utility bills, healthcare, and subscriptions.
Yes. Invite family members to the group so each person can record the expenses they pay. The shared history shows household spending together.
No. Expenses are added manually or through voice entry. Your online banking username, password, and card credentials are not required.
Download Family Kharcha, create a family group, and start recording household expenses.
Available on the App Store and Google Play.